kfi.ky.govDepartment of Financial Institutions | Welcome

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Turn on more accessible mode Turn off more accessible mode Skip Ribbon Commands Skip to main content This page location is: Department of Financial Institutions Pages default Sign In Ky. gov An Official Website of the Commonwealth of Kentucky Public Protection Cabinet Department of Financial Institutions Home Agencies Office of the Secretary Kentucky Claims Commission Kentucky Boxing and Wrestling Commission Kentucky Horse Racing Commission Department of Alcoholic Beverage Control Department of Charitable Gaming Department of Financial Institutions Department of Housing, Buildings and Construction Department of Insurance Department of Professional Licensing Depository Institutions Nondepository Securities Boards and Committees Boiler Inspections Building Codes Enforcement Electrical Division Elevators Inspections Heating, Ventilation and Air Conditioning Manufactured Housing/Modular Buildings Plumbing State Fire Marshal Public Industry Legal Complaint Publications Open Records About Us Search Bank and Credit Union Help Credit Help Investment Help Senior Scam Jam Events DASH for the STASH EIFFE Prevention Program Teacher Resources Request a Speaker Frequently Asked Questions Mortgage Mortgage Education Courses Deferred Deposit and Check Cashing Consumer and Industrial Loan Companies Money Transmitters Kentucky Homeownership Protection Center Broker-Dealers and Agents Investment Advisers and Representatives Issuer Agents Securities Registrations and Exemptions Intrastate Crowdfunding Exemption Securities Examinations Records Retention Banks Credit Unions Trust Companies Links Financial Cybercrime Task Force of Kentucky Dodd-Frank Act Orders of the Commissioner Advisory Opinions Mortgage Enforcement Actions Securities Enforcement Actions Deferred Deposit and Check Cashing Enforcement Actions Other Industry Enforcement Actions DFI v. Robbins DFI v. Morgan Keegan Prosecution Assistance Unit Financial Institutions Complaint Securities Complaint Annual Reports Newsletter Press Release Archive About the Commissioner About the Board Employment Opportunities Directions to DFI History of DFI Department of Financial Institutions Header Image Welcome Page Content The Kentucky Department of Financial Institutions (DFI) is the state agency responsible for the supervision of the financial services industry and for chartering, licensing and registering various financial institutions, securities firms and professionals operating in Kentucky. In order to accomplish its mission, DFI conducts examinations on state-regulated financial industries through its Division of Depository Institutions , Division of Nondepository Institutions and Division of Securities . DFI also provides educational materials and outreach to protect consumers from financial fraud. DFI assists the industry and public through the investigation of complaints filed with the office. If you have a question or need to file a complaint, DFI is here to help. Everything you need on this site can be found using the yellow ribbon across the top of the page. In particular: Consumers looking for help with investments , loans , bank and credit union products or avoiding fraud will find all this and more in the Public section. Bankers , mortgage lenders , investment advisers , broker-dealers and other industry professionals will find information related to licensing, registration, examination and more in the Industry section. Those looking for information on financial statutes and regulations , as well as orders and actions related to the industry and updates on the federal financial reform act , will find this and more in our enhanced Legal section. RSS Feed : Click to subscribe Breaking News Date Title Body 2/3/2020 DFI now located in downtown Frankfort The Department of Financial Institutions is located in the Mayo-Underwood state office building. The address is: Department of Financial Institutions Mayo-Underwood Building 500 Mero Street, 2SW19 Frankfort, KY 40601​ 7/11/2018 2017 Annual Report DFI has released its 2017 Annual Report . The DFI annual report contains statistical and historical information regarding the financial services industry in Kentucky.​ 7/31/2017 2016 Annual Report ​The 2016 DFI annual report is available at http://kfi.ky.gov/publications/Pages/annualreports.aspx . The DFI annual report contains statistical and historical information regarding the financial services industry in Kentucky.​ 7/13/2016 2015 Annual Report ​The 2015 DFI annual report is available at http://kfi.ky.gov/publications/Pages/annualreports.aspx . The DFI annual report contains statistical and historical information regarding the financial services industry in Kentucky.​ 8/28/2015 2014 Annual Report ​The 2014 DFI annual report is available at http://kfi.ky.gov/publications/Pages/annualreports.aspx . The DFI annual report contains statistical and historical information regarding the financial services industry in Kentucky.​ 1 - 5 Compliance Details javascript:commonShowModalDialog('{SiteUrl}/_layouts/itemexpiration.aspx?ID={ItemId}&List={ListId}', 'center:1;dialogHeight:500px;dialogWidth:500px;resizable:yes;status:no;location:no;menubar:no;help:no', function GotoPageAfterClose(pageid){if(pageid == 'hold') {STSNavigate(unescape(decodeURI('{SiteUrl}'))+'/_layouts/hold.aspx?ID={ItemId}&List={ListId}'); return false;} if(pageid == 'audit') {STSNavigate(unescape(decodeURI('{SiteUrl}'))+'/_layouts/Reporting.aspx?Category=Auditing&backtype=item&ID={ItemId}&List={ListId}'); return false;} if(pageid == 'config') {STSNavigate(unescape(decodeURI('{SiteUrl}'))+'/_layouts/expirationconfig.aspx?ID={ItemId}&List={ListId}'); return false;}}, null); return false; 0x0 0x1 ContentType 0x01 898 Edit in Browser /_layouts/images/icxddoc.gif /_layouts/formserver.aspx?XsnLocation={ItemUrl}&OpenIn=Browser&Source={Source} 0x0 0x1 FileType xsn 255 Edit in Browser /_layouts/images/icxddoc.gif /_layouts/formserver.aspx?XmlLocation={ItemUrl}&OpenIn=Browser&Source={Source} 0x0 0x1 ProgId InfoPath.Document 255 Edit in Browser /_layouts/images/icxddoc.gif /_layouts/formserver.aspx?XmlLocation={ItemUrl}&OpenIn=Browser&Source={Source} 0x0 0x1 ProgId InfoPath.Document.2 255 Edit in Browser /_layouts/images/icxddoc.gif /_layouts/formserver.aspx?XmlLocation={ItemUrl}&OpenIn=Browser&Source={Source} 0x0 0x1 ProgId InfoPath.Document.3 255 Edit in Browser /_layouts/images/icxddoc.gif /_layouts/formserver.aspx?XmlLocation={ItemUrl}&OpenIn=Browser&Source={Source} 0x0 0x1 ProgId InfoPath.Document.4 255 Mission Statement DFI's mission is to serve Kentucky residents and protect their financial interests by maintaining a stable financial industry, continuing effective and efficient regulatory oversight, promoting consumer confidence and encouraging economic opportunities. Putting the Mission to Work In fulfilling its mission, DFI is dedicated to serving the suppliers, as well as the users, of financial services and to assuring a stable market which brings the two together. DFI also works to promote economic growth through increased capital, whether by initial capitalization of private investors or retained earnings, and by flexible policies, laws and regulations that provide for competition within the industries. Primarily through the examination process, DFI determines if Kentucky's state-regulated financial institutions and securities entities are exercising safe and sound practices and/or complying with applicable laws and regulations. Depository institutions are evaluated in the areas of management, quality of assets, capital adequacy, earnings and liquidity and are checked for compliance with laws and regulations. Securities entity and non-depository institution examinations are focused primarily on regulatory compliance and consumer protection issues. DFI's long and continuing ...